Alternatives Federal Credit Union is a regional Community Development Financial Institution (CDFI).

Our Mission: To build wealth and create economic opportunity for underserved people and communities.

Our Vision: To increase our impact and become the financial hub of a more prosperous community, with a strong local and national reputation for exceptional member service, competitive deposit and loan products, high employee morale and innovative outreach and education programs. We will be the "head and heart" credit union, combining intelligent business practices with an unwavering commitment to our mission, building on our tradition of innovation in solving pressing local economic concerns.

What Makes Us Alternatives? The biggest question at the Credit Union always seems to be, "What does Alternatives mean and why should I bank here?" Many bank at Alternatives because of our community focus and social change philosophy, while others have chosen us simply for our services. Our social mission is integrated into our economic mission, so for whatever reason, joining Alternatives is making a choice towards a more economically just community.

Alternatives Federal Credit Union is no ordinary financial institution. We are a Community Development Credit Union (CDCU), member-owned, locally controlled and self-supporting. Our purpose is to meet the financial needs of the members of our community. We believe that by controlling the flow of funds within a small community, the community can build itself to suit its own needs and be more self-reliant.

We take pride in our services, policies and procedures because they contribute to a better society, a healthier community or a financially sound member. Some of our more innovative programs include: Individual Development Accounts (IDAs), Business CENTS (our small business development program), Student Credit Union, the Free Tax Preparation Program, lending for minority and women-owned businesses, affordable mortgages, and much more.